How Car Insurance Companies Handle Accident Claims in California

Car insurance claim forms, calculator, pen and car key on a desk

Car insurance companies handle accident claims in a set order: they open the claim, investigate, decide who was at fault, value your damages, make an offer and pay once you sign a release. California law puts deadlines on most of those steps. I began my career at firms defending insurance companies, and for more than…

Read More

How to Get Traffic Camera Footage After an Accident in Tustin

Traffic signal with a security camera at a wide Southern California intersection

To get traffic camera footage after an accident, you have to find out who owns the camera and ask them in writing to save the video, fast. In Tustin, most useful video comes from businesses, homes, buses, police and dashcams, not from the cameras on traffic signals, and much of it is erased within days…

Read More

What to Do After a Car Accident in Tustin

Two cars stopped after a minor collision on a suburban street, with a warning triangle

After a car accident in Tustin, stop, check for injuries and call 911 if anyone is hurt, exchange information with the other driver, document the scene, get a police report, see a doctor, and report the crash to the DMV and your insurer. California law makes several of those steps mandatory. Here’s the full checklist,…

Read More

What to Do After an Uber or Lyft Accident in California

Empty back seat of a car with a smartphone on it and a city street at dusk outside

After an Uber or Lyft accident, get medical help, collect information from every driver involved, report the crash in the app and to the police, and keep your own records before talking to any insurance company. Rideshare crashes are different from ordinary car accidents because the insurance that applies depends on what the driver was…

Read More

The Myth of Full Coverage Car Insurance in California

Car key, insurance papers, a pen and a magnifying glass on a kitchen table

“Full coverage” isn’t a type of car insurance. It’s an informal label, usually meaning liability plus collision and comprehensive, and it often leaves out the coverages that matter most when you’re hurt: uninsured/underinsured motorist coverage and medical payments. The California Department of Insurance says plainly that “there is no such thing as ‘full coverage.’” Here’s…

Read More

Can a “Minor” Car Accident Result in Serious Back Injuries?

While some car accidents are particularly severe, many accidents happen that are relatively minor. For example, you may be stopped in heavy traffic on your way home from work when the driver behind you collides with the back of your car. Because the other driver was moving at a very slow speed, the damage might…

Read More

How Much Will My Car Insurance Go Up After an Accident?

The amount that your auto insurance rates will go up following a motor vehicle collision typically depends upon your insurance company. Some insurance companies offer first-accident forgiveness. This means that if you file a claim after involvement in a car accident and you have no previous accidents, your rates should not go up even if…

Read More

Unique Risks of Commercial Truck Crashes

There are various types of commercial trucks in the U.S. that drive California roads. Generally speaking, each truck type has its own unique risks associated with it. Trucking accidents are on the rise, with estimates placing commercial trucking accidents accountable for almost one in three fatal accidents in major work areas. Commercial trucking accidents almost…

Read More

How Does a Car Crash Cause a Herniated Disk?

Herniated disks are extremely serious and painful injuries that occur when the disks between the vertebrae of your spine are damaged. Many car accident victims who experience back, buttocks, thigh or calf pain and/or numbness and are ultimately diagnosed with a herniated disk or disks, wonder whether their injury could have been caused by their…

Read More