How Car Insurance Companies Handle Accident Claims in California

Car insurance claim forms, calculator, pen and car key on a desk

Car insurance companies handle accident claims in a set order: they open the claim, investigate, decide who was at fault, value your damages, make an offer and pay once you sign a release. California law puts deadlines on most of those steps. I began my career at firms defending insurance companies, and for more than…

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How to Get Traffic Camera Footage After an Accident in Tustin

Traffic signal with a security camera at a wide Southern California intersection

To get traffic camera footage after an accident, you have to find out who owns the camera and ask them in writing to save the video, fast. In Tustin, most useful video comes from businesses, homes, buses, police and dashcams, not from the cameras on traffic signals, and much of it is erased within days…

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What to Do After a Car Accident in Tustin

Two cars stopped after a minor collision on a suburban street, with a warning triangle

After a car accident in Tustin, stop, check for injuries and call 911 if anyone is hurt, exchange information with the other driver, document the scene, get a police report, see a doctor, and report the crash to the DMV and your insurer. California law makes several of those steps mandatory. Here’s the full checklist,…

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What to Do After an Uber or Lyft Accident in California

Empty back seat of a car with a smartphone on it and a city street at dusk outside

After an Uber or Lyft accident, get medical help, collect information from every driver involved, report the crash in the app and to the police, and keep your own records before talking to any insurance company. Rideshare crashes are different from ordinary car accidents because the insurance that applies depends on what the driver was…

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How Do You Prove Wrongful Death in California?

Open file folder and reading glasses on a wooden desk beside a photo frame

To prove wrongful death in California, the family must show it’s more likely than not that someone else’s negligence or wrongful act was a substantial factor in causing the death, and that the family suffered losses as a result. That’s a lower standard than a criminal case, which is why a wrongful death claim can…

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The Myth of Full Coverage Car Insurance in California

Car key, insurance papers, a pen and a magnifying glass on a kitchen table

“Full coverage” isn’t a type of car insurance. It’s an informal label, usually meaning liability plus collision and comprehensive, and it often leaves out the coverages that matter most when you’re hurt: uninsured/underinsured motorist coverage and medical payments. The California Department of Insurance says plainly that “there is no such thing as ‘full coverage.’” Here’s…

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